When assessing personal injury compensation several factors are considered which include the type, extent and severity of any injury caused by the accident and any possible long term or future problems. The actual value of a claim is assessed by reference to damages awarded in previously decided cases. Lawyers make use of court records to establish similar cases and put forward the figures awarded previously. There is however an easier way to establish these amounts rather than looking at multiple court records. The Judicial Studies board which is a government funded institution responsible for training judges publishes guidelines to damages awards for personal injury compensation cases and these guidelines are usually supplemented by reference to a multi volume book called Kemp & Kemp which is a collation of all important previous damages awards. The amount of personal injury compensation that we claim on your behalf consists of items in the following categories :-
General Damages
Represents personal injury compensation that is difficult to calculate mathematically and requires a degree of assessment. The principal items claimed in this category are for "pain and suffering" and "loss of amenity":
Pain describes the physical pain caused or consequential to the injury arising directly out of the accident.
Suffering is the mental aspect of the injury and includes Post Traumatic Stress Disorder, anxiety, fear and embarrassment etc.
Amenity includes claims for the loss of enjoyment of life e.g. where an accident victim loses their sight and so will not be able to enjoy painting or walking as before.
Inconvenience, discomfort, disappointment and mental stress have all been the focus of judicial scrutiny for injured people.
Special damages
Represents personal injury compensation that can be calculated accurately with a degree of mathematical certainty and includes any medications, loss of earnings or out-of-pocket expenses that may have directly resulted from the other person's (or organisation's) act of negligence. Other items that can be claimed under category include:-
physiotherapy, osteopathy and chiropractor fees
replacement limbs
nursing care full or part time
conversion of cars for permanently disabled victims
repairs to cars, motorcycles or bicycles, a hire car, loss of no claims bonus or excess
conversion of living accommodation
legal expenses
cost of gardening and DIY
Future losses
This item takes into consideration any losses that might reasonably be incurred in the future including loss of earnings and even loss of pension. It also covers an assessment of the cost of any future care (e.g. physiotherapy treatment) or accommodation, treatment or any drugs you may need.
Umbrella Claims is a specialist organisation that deals exclusively with accident compensation claims on a No Win No Fee basis. Win or lose there is no charge*. This means that you never have to pay anything to us or our personal injury solicitors. All compensation received of whatever nature is paid to you in full without any deduction whatsoever - absolutely guaranteed. We will minimalise any inconvenience to you and we offer free advice without obligation from some of the best lawyers in the business. We ensure that our client’s interests are a priority and our lawyers deal with claims in a friendly, efficient and competent manner to ensure that you get the compensation that you deserve in the shortest time scale possible.