umbrella claims


umbrella claims

Settlements awarded in a hand injury compensation claim can be very substantial as the hands are essential to carry out many intricate jobs. These injuries are very common and about 10% of all attendances at casualty result from damage caused to the hands including lacerations & cuts (42%), contusions and bruises (27%), fractures & broken bones (17%), and infections (5%). The most common cause of the injury is blunt trauma where the hand has been battered or crushed by an object or machinery (50%) followed by injury from a sharp object most often a kitchen knife or a wood chisel (25%).

The hand is an anatomical masterpiece and the slightest damage to the underlying structures can cause untold harm and disability that can have long term and far reaching effects justifying very substantial hand injury compensation claim settlements. Each of these structures consists of 27 bones when the wrist is included and when permutated with the number of nerves, arteries, veins, muscles, tendons, ligaments and joint cartilage it can be seen that there is an almost unlimited variety of potential injuries.

The amount of damages awarded in a hand injury compensation claim depends on the extent of the injury, the pain and suffering sustained, the time taken to heal and whether or not there are any long term disabilities. Compensation can be claimed for losses already incurred in the past and potential losses in the future including wages loss and all other reasonably incurred expenses. Simple fracture of a finger is worth in the region of £1,000 to £1500, thumb dislocation is valued at £2,000 to £3,000 and the loss of a finger at £10,000. Injuries that affect grip can attract awards in excess of £20,000.

A limitation period applies to all personal injury claims including a hand injury compensation claim and in general terms an action for damages must be either settled or proceedings must have been issued in a court of law within three years of the incident causing injury or within three years of the injury coming to light whichever is the latest. There are exceptions to the three year rule. The time period does not start running until a potential claimant reaches the age of 18 years and time does not run against the mentally disabled who can issue proceedings at any point during their lives. There are other exceptions and the court does in any event have a rarely exercised discretion to extend the time limit in very unusual circumstances.

Umbrella Claims is a specialist organisation that deals exclusively with accident compensation claims on a No Win No Fee basis. We will minimalise any inconvenience to you and we offer free advice without obligation from some of the best lawyers in the business. We ensure that our client’s interests are a priority and our lawyers deal with claims in a friendly, efficient and competent manner to ensure that you get the compensation that you deserve in the shortest time scale possible. We operate the no win no fee scheme otherwise known as a conditional fee agreement. No legal charge is payable unless the legal case is won and the client obtains an award of compensation. In the event that the legal claim is lost there is no charge made to the client.

HELPLINE 0844 915 0256

*In the case of CICA claims terms will vary and in the case of MIB claims terms may vary.

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