umbrella claims

UK COMPENSATION CLAIM – PERSONAL INJURY SOLICITORS


umbrella claims

Our accident compensation claim solicitors are all members of the Law Society panel of personal injury experts and offer free advice on financial settlements. We deal with accident claims with using the risk free no win no fee scheme, compensation is paid in full with no deductions and you will not have to pay for any expenses or insurance as the claim proceeds. To succeed in an accident claim you must show that your injury and losses were caused by another persons negligence which is defined as a failure to take reasonable care to avoid acts or omissions which would be likely to cause injury.

For the sake of convenience the financial award in an accident claim is usually separated into different categories called general damages, special damages and future loss as follows:-

  • Special Damages

    This represents compensation for items of loss which can be calculated reasonably accurately and includes loss of salary both past and future, travelling expenses, cost of medical treatment and medicines, personal effects damaged in the accident and the excess on an insurance policy. In an accident claim it is usually necessary to prove these losses by production of receipts, however in the absence of receipts estimates of loss can often be made and verified by other documentary evidence.
  • General Damages

    This represents compensation for items that cannot be calculated precisely and require a degree of assessment. The main item of general damages is usually payment for the injury itself including pain and suffering. Damages for pain and suffering are normally established following review of medical reports obtained specially for the purpose. Other items under this part of the claim include damages for any disadvantage on the job market caused by the injury, loss of congenial employment if a less than satisfactory new job has to be taken and any loss or change of lifestyle compared to that which was previously enjoyed.
  • Future Losses

    The calculation of these losses in an accident claim is quite complex and if you have losses that are likely to continue for the foreseeable future a special calculation is applied to the estimated annual loss to arrive at a fair figure for compensation.
  • Interest

    You may be entitled to interest on some of your accident compensation. The rate payable and the period for which it is payable varies depending on the type of damages. Interest on special damages runs from the date of the accident whereas interest on general damages runs only from the date of service of legal proceedings.

We are not a claims management company and you will not have to deal with any unqualified middlemen, managers or clerks. We believe that it is important to have a solicitor involved from the start of your claim to ensure that you establish liability and obtain the compensation you deserve. If you would like free advice from accredited experts just use the helpline or complete the contact form and a member of the Solicitors Regulation Authority panel of personal injury experts will speak to you on the telephone without any further obligation.

HELPLINE 0844 915 0256

*In the case of CICA claims terms will vary and in the case of MIB claims terms may vary.

Name
Address 1
Address 2
Address 3
Home Tel
Work Tel
Mobile Tel
Email
Accident Date
Accident Details
Injury
Call us now 0800 174104