umbrella claims


Car accident claims account for more compensation cases than all other personal injury damages actions added together. Over 300,000 people report injuries sustained in a motor vehicle collision every year and this is almost certainly an underestimate of the true figure as many of those injured do not bother to obtain medical assistance. On average 10 people are killed on our roads every day with a large proportion being child pedestrians. Whilst it is correct that injuries caused by motor vehicle collisions are decreasing in severity this has probably got more to with enhanced safety features to be found on modern vehicles rather than as a result of a change in driver behaviour.

Our car accident solicitors have for many years successfully dealt with thousands of car accident claims and have assisted victims of negligence with all aspects of their case, including personal injury compensation, securing early vehicle repairs and ensuring hire vehicles are to hand where appropriate. Our car accident solicitors aim to ensure that the victim is materially returned to the situation they would have been in had the collision had not occurred, at the earliest possible opportunity, thus minimising inconvenience.

Drivers Passengers Pedestrians Motorcyclists Cyclists

Whilst specialising in car accident claims we deal with applications for personal injury compensation on behalf of drivers, passengers, pedestrians, motorcyclists and bicycle riders. We deal with a very wide range of injuries from minor cuts and bruises and whiplash right through to injuries of the utmost severity including brain damage and spinal cord injury.

Our car accident solicitors refer to specialist panels of consultants for medical support and to quantum and value analysis experts to put onto paper the intricacies of the financial aspects of any claim. We are also able to call upon many other disciplines for advice and assistance including accident reconstruction technicians in order for us to ensure that we have the best possible chance of proving your claim and of receiving damages. With the help of our experts we will maximise the potential value of your claim.

Accident Compensation

Compensation that can be recovered following a car accident is for the sake of convenience divided into two main categories :-

    General Damages represents compensation for losses than cannot be calculated on a mathematical basis and need a degree of assessment. This category includes pain and suffering and also the concept known as loss of amenity which means a deterioration in the everyday enjoyment of life which can include sport, walking, sex and a whole host of other everyday activities.

    Special Damages represents compensation for items that can be mathematically calculated with a reasonable degree of accuracy and includes wages losses, medical costs, legal charges and other general expenses.

Whiplash Injury

Perhaps the most common personal injury sustained as a result of a road traffic accident involves whiplash injury. This is a hyper-extension or stretching injury to the neck, often, though not exclusively caused as a result of being carried in a vehicle which is struck from behind by another motor vehicle in a collision. It is quite possible to suffer this injury from a side or frontal impact and indeed it can be caused in several other ways including as a result of a fall or as a result of an impact in a contact sport.

The mechanics of whiplash injury in a road traffic accident are thought to be as follows: The victim may be first pushed or accelerated forward by the initial rear impact collision. This pushes the body forward, but the head remains behind momentarily, rocking up and backwards as a result of which some muscles and ligaments may be stretched or torn. These muscles, in a subsequent reflex action, contract and at this point there may be overcompensation when the head is travelling in a forward direction in any event as the vehicle decelerates. This may rock the head violently forward, again stretching and tearing more muscles and ligaments.

Accident Solicitors

Umbrella Claims deals exclusively with accident compensation claims on a no win no fee basis. We will minimalise any inconvenience to you and we offer free advice without obligation from some of the best lawyers in the business. We ensure that our client’s interests are a priority and our lawyers deal with claims in a friendly, efficient and competent manner to ensure that you get the compensation that you deserve in the shortest time scale possible.

We operate the no win no fee scheme otherwise known as a conditional fee agreement. No legal charge is payable unless the legal case is won and the client obtains an award of compensation. In the event that the legal claim is lost there is no charge made to the client.

*In the case of CICA claims terms will vary and in the case of MIB claims terms may vary.

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